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Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Using cell phone
Some state have banned types of cell phone use while driving. This can be very dangerous and my be a cause of an accident.
Breakover Angle
when a vehicle crests a hill, it's the angle at which the front tires still remain on the ground as the rear wheels continue to climb (see High Centered)
Collision
Pays for damage to your car caused by physical contact with another vehicle or with another object, such as a tree, boulder, guardrail, structure, or person.
Risk assessment
The determination of the probability of failure of a component or system.
Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.
Tripped Rollovers
NHTSA data show that 95% of single-vehicle rollovers are tripped . This happens when a vehicle leaves the roadway and slides sideways, digging its tires into soft soil or striking an object such as a curb or guardrail.
Frequent or unsafe lane changes
In driver test books there are laws that state what type of passing may be done acording to the yellow lines paited in the road or highway. There are some laws that regulate the distance that a lane change can be made related to an intersection.
Momentum
The mass of an object multiplied by its velocity. It is a vectored quantity with both magnitude and direction.
Failure to signal
There are laws and driving rules that instruct proper turning signals, at time a hand or a light signal is required to be used. A right hand turn may not be permited, or a turn in an intersection may be done incorectly.
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Did You Know?